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Business Loan?

I am idea about applying for a £30k business loan. I want to purchase a news agent business for £65K and already have £35k of my own funds to hand.

I know about the importance of business plans etc and am going to get these sorted out.

I currently owe £20k on a intimate loan and my payments are upto date. Will this debt make it hard for me to get a business loan?

Thanks


Answer: Banks are guided by their know-how with you. If you have £35k of your own and your personal loan is up to date, they already know you are a responsible person and will be more willing to into you half way.

Just a thought - if the interest rate for the business loan is smaller than for the personal loan, you might do beat by clearing the personal one altogether, and having just the new business loan. Also, any interest you pay on that is a business expense, and can be offset against tax. I don't come up with that also applies to the personal loan, another reason to get rid of it quick.

P.S. I have one loan and pay in a little extra every time so my repayments
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Business Loan?

I privation to ask for a 50000 loan next year to buy into a business. What is more important for banks to look at before making the loan, your credit calling-card debt or how much money you have saved up? I currently have over 15000 in cc debt that I can payoff before January 2008. I don't recognize if I should save the money or payoff the cc. I have a great credit score. Please hellp


Answer: i would split the differance -- pay 10k toward the cc encumbered and retain the 5k in savings!!!

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Business Loan?

I own a cleaning business and I stand in want to buy out another cleaning busniess, how would I go about getting a loan to do this? I have only been in business for myself for 3 months. I am still trying to rebuild my credit as well. succour


Answer: Try this instal:
http://www.gobignetwork.com/

They may be able to get you an investor.

Good luck, I hope this helps!

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How Do I Go About Applying For A Small Business Loan?

-I'm 22 yrs old.

***Am I too minor to be approved for a business loan?

-I am about $4000 in debt (from medical bills only) but I have small monthly payment plans that I'm keeping up with.

***If you can show that you are paying your debts off and that they are only medical related---can you still be approved for a small business loan?

***What is the minimum amount they all things considered give for a small business loan? What is the usual


Answer: Straight curious, what kind of business do you plan on opening? Because I'm the same age and looking to open my own business as well, but not sure what I have a yen for to do. Thanks.

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How Can I Get A Small Business Loan? I Have Good Credit But Little Cash Or Assetts?

I am looking into buying a disconcerted business just outside of Denver, Colorado but I have no idea where to start as far as getting a loan. I have clever credit but would only be able to come up with $2,000 -$3,000 up front cash. As far as assetts, I have virtually nothing. Is a business loan even an selection in this situation? I need a loan for about $230,000. The business I am looking into buying is well established and very lucrative would this representative into the loan situation?


Answer: The facts in fact is that it is difficult for a startup business to borrow money as a small business loan -- especially without assets and without occurrence in the business.

However, if you're applying for a loan and if it is a big amount, banks and even the Small Business Administration may consider the following factors:

- A business blueprint explaining what the business is

- Your background and experience in the business -- in my experience, this is KEY in the eyes of the bank because they scarceness to make sure that you know what you are doing and that you can make the business work. If you don't have any experience with the business, have

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